A Home Mortgage For You

A Home Mortgage For You
Today, the mortgage and financing process can be quite a roller coaster ride!  Regulatory guidelines for borrowing money for a home have changed in recent years.   If you have never purchased a home, or haven't purchased one in recent years, our advice is to speak to a lender as soon as possible in your home purchase plans.

There are many great lenders to speak with.  Our firm has identified what we believe to be the two leading firms in the local market.  Although these lenders are part of our community, make no mistake - they both have extensive resources throughout the Southeast.  However, because they are part of our community, they are familiar with the local customs of our market and the real estate laws of the state of Georgia and South Carolina.  You are likely to bump into them in the mall, grocery store, or a local restaurant long after your purchase.

Along with being part of our community, they have demonstrated a committment to excellence and customer service.  We invite you to contact South State Bank in our South Carolina regions, and Starkey Mortgage in our Georgia regions.  We are confident that you will agree we work with the finest lenders in the business!
A Home Mortgage For You

Beaufort, Bluffton, and Hilton Head Island, SC

Cheryl has been a residential mortgage loan officer since 2002. Originally from Buffalo New York, she and her family relocated to the low country in 2007. Cheryl brings over 30 years of real estate and financing experience to assist her clients with superior service and knowledge of loan programs. She will be happy to answer all of your questions and walk you through the process from application to close.


Cheryl Krycia
Mortgage Loan Officer, NMLS: 235893
Cell:  (843) 422-7468

A Home Mortgage For You

From Savannah to Kinglsand, GA

Certainty Home Loans  (NMLSR#2146) was built on a foundation of passion, ethics and experience. Since we began offering home loans in 2000, 
Certainty Home Loans has grown into a nationally recognized company with a reputation for offering the best possible lending options, and a commitment to the communities we serve. 

Adam Hart
Branch Manager, NMLSR# 455190
Cell:  912.224.7076
Website: LoansWithAdamHart.com
Brian Koncul
Loan Officer, NMLSR# 1387886
Cell:  912.398.4387
Website: BrianKonculHomeLoans.com
Eric Glick
Sr. Loan Officer, NMLSR# 544398
Cell:  912.308.5931
Website:  TheGlickTeam.com
Jaraad Brown
Loan Officer, NMLSR# 217311
Cell:  912.604.8848
Website:  BrownHomeMortgage.com
Jeff Stodghill
Loan Officer, NMLSR# 544338
Cell:  912.344.6682
Website:  LoansWithJeffS.com
Padraic Robertson
Loan Officer, NMLSR# 904786
Cell:  912.659.9401
Website:  HomeLoansWithPadraic.com
Preston Laird
Loan Officer, NMLSR# 891696
Cell:  912.541.4275
Website:  HomeLoansWithPreston.com
Vik Sasser
Loan Officer, NMLSR# 852770
Cell:  912.665.2657
Website: HomeLoansByViktor.com


Branch: Office: 912-721-9400 | 6600 Abercorn Street, Ste. 105, Savannah, GA 31405 | Branch NMLSR# 827864 | Branch GA License# 58821

Branch NC License# L-112550-130 | Branch SC License# MLB-827864 | FL Branch License# MLDB2394

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